[N557.Ebook] Ebook The Circle Maker: Praying Circles Around Your Biggest Dreams and Greatest Fears, by Mark Batterson

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According to Pastor Mark Batterson in his book, The Circle Maker, Drawing prayer circles around our dreams isn't just a mechanism whereby we accomplish great things for God. It's a mechanism whereby God accomplishes great things in us. Do you ever sense that there's far more to prayer, and to God's vision for your life, than what you're experiencing? It's time you learned from the legend of Honi the Circle Maker a man bold enough to draw a circle in the sand and not budge from inside it until God answered his prayers for his people. What impossibly big dream is God calling you to draw a prayer circle around? Sharing inspiring stories from his own experiences as a circle maker, Mark Batterson will help you uncover your heart's deepest desires and God-given dreams and unleash them through the kind of audacious prayer that God delights to answer.

• Sales Rank: #30970 in Books
• Brand: HarperCollins Christian Pub.
• Published on: 2012-12-09
• Released on: 2012-12-09
• Original language: English
• Number of items: 1
• Dimensions: 8.50" h x .63" w x 5.50" l, .55 pounds
• Binding: Paperback
• 240 pages

About the Author
Mark Batterson serves as the lead pastor of National Community Church in Washington, D.C. Recognized as 'one of America's 25 most innovative churches,' NCC is one church with seven locations. Mark's blog and webcast also reach a virtual congregation around the world. Mark is the author of several bestselling books, including New York Times bestsellers The Circle Maker and In a Pit with a Lion on a Snowy Day.  He and his wife, Lora, live on Capitol Hill with their three children.

Most helpful customer reviews

3 of 3 people found the following review helpful.
Just in time Lord, just in time... a MUST read.
By Eve S
Our God given power is first off - only in Him and given by Him. This book is a great reminder of that. I had started a prayer journal months before reading this book. God lead me to circle each person, concern, need, desire and vision... up to now -I didn't know why. Thank you for writing this book. And now I am off to draw a second circle to that which God has already answered in His way, will and time. Amen.

67 of 72 people found the following review helpful.
Shaky foundation
By Adam Smith
Introduction

According to Pastor Mark Batterson in his book, The Circle Maker, 'Drawing prayer circles around our dreams isn't just a mechanism whereby we accomplish great things for God. It's a mechanism whereby God accomplishes great things in us.' Do you ever sense that there's far more to prayer, and to God's vision for your life, than what you're experiencing? It's time you learned from the legend of Honi the Circle Maker---a man bold enough to draw a circle in the sand and not budge from inside it until God answered his prayers for his people. What impossibly big dream is God calling you to draw a prayer circle around? Sharing inspiring stories from his own experiences as a circle maker, Mark Batterson will help you uncover your heart's deepest desires and God-given dreams and unleash them through the kind of audacious prayer that God delights to answer. (quoted from amazon.com)

Book Overview

In this book Batterson leads us through his experience with prayer by sharing stories. He begins with a legendary account of Honi - a Jewish mystic who prayed for rain during a time of severe drought. And apparently God heard his prayer. He drew a physical circle in the sand and prayed while kneeling in the circle:

"LORD of the universe, I swear before your great name that I will not move from this circle until You have shown mercy upon Your children."

(God answered with a light sprinkle of rain)

"Not for such rain have I prayed, but for rain that will fill cisterns, pits and caverns."

(God answered with a heavy downpour which caused flash flooding)

"Not for such rain have I prayed, but for rain of your favor, blessing, and graciousness."

(God answered with a steady rain)

This book extrapolates from Honi's story and attempts to teach the reader that we too can and should follow Honi's example. We too should resolve to pray audacious prayers; not leaving our "circle" until God answers us. We are taught to "circle God's promises" in prayer until God answers us.

The chapters of the book are laid out in this way:

►(Chap. 1) "The Legend of the Circle Maker" - Establishes an example for us to follow.
►(Chap. 2) "Circle Makers" - Exhorts us to become circle makers.
►(Chap. 3) "The Jericho Miracle" - Another example of circling in prayer.
►(Chap. 4) "Praying Through" - Exhorts us to persevere in prayer
Section Break: "The First Circle - Dream Big" - Exhorts us to "dream big" and not pray small prayers.
►(Chap. 5) "Cloudy With a Chance of Quail" - Example of circling in prayer.
►(Chap. 6) "You Can't Never Always Sometimes Tell" - Personal story of circling in prayer
►(Chap. 7) "The Solution to 10,000 Problems" - Challenges our view of God. Is God big or small?
Section Break: "The Second Circle - Pray Hard" - Exhorts us to pray hard with persistence
►(Chap. 8) "Persistence Quotient" - Example of the persistent widow with judge
►(Chap. 9) "The Favor of Him Who Dwells in the Burning Bush" - Exhorts us to seek God's favor so we may accomplish great things for God.
►(Chap. 10) "The Cattle on a Thousand Hills" - God provides for us from his unlimited storehouse
►(Chap. 11) "No Answer" - Deals with unanswered prayer (when God says No)
Section Break: "The Third Circle - Think Long" - Exhorts us to "think long" by setting goals and praying hard.
►(Chap. 12) "The Long and Boring" - Exhortation to persevere long in prayer if necessary
►(Chap. 13) "The Greatest of Them All" - We can accomplish anything with God's help.
►(Chap. 14) "The Speed of Prayer" - Our prayers are heard by God, but are hindered by Satan; that we need to keep on praying
►(Chap. 15) "Life Goal List" - Make a Life goal list and pray for God's blessing to accomplish these goals.
Section Break: "Keep Circling" - Keep on praying - keep on keeping on
►(Chap 16) "Double Miracle" - God can do big miracles through your prayers.
►(Chap. 17) "Bottled Prayer" - Prayers carry on after we are gone.
►(Chap. 18) "Now There Was One" - One person can make a difference through prayer

Book Evaluation

While there are some good things in this book, there are also some problems I see with it. Let me say right off the bat that I think Batterson obviously has a heart to pray and to help others to pray. This is definitely a good thing. Prayer is certainly something that has been a weak point in the church throughout history. There is certainly nothing wrong with encouraging believers to pray hard, pray long, persist in prayer, to exercise faith, etc.

That being said, I found some thoughts and examples in this book that I really felt were not biblically grounded. I will list some of them here.

1. The foundational story is legendary. Honi is not from scripture and should not be held up as an example for us to follow. A book on prayer ought to have a strong scriptural foundation. Stories are fine as illustrations, but not as the basis for doctrine.
2. While I realize that drawing a circle in prayer is meant to be metaphorical, it does have parallels in pagan practices, magic, and Wiccan practices. Keeping close to scripture is very important in this regard. We are exhorted to know the truth and to renew our minds in God's Word. Basing our practice of prayer on scripture is crucial.
3. The books treads awfully close to prosperity theology. While Batterson says in places that he is not espousing this kind of theology, the book tends to encourage this kind of mindset. He would have us make life goal lists and to ask God to help us fulfill that list. Keeping our motives pure and our focus on God becomes difficult by doing this.
4. Batterson draws inferences from biblical stories which are unwarranted. For example he uses the Jericho story to say that we too can circle our problems in prayer and see them crumble. This is a misuse of the text.
5. Batterson never exegetes Bible passages such as the Lord's prayer, Jesus prayer in Gethsemene, Paul's prayers for the churches etc. These stories are not foundational for his book. One would think that a book on prayer ought to examine these key passages and be built on that.
6. The book has a gimmicky feel to it. It seems like it promises a "new and improved" way of prayer in order to create hype. I don't think this matches the tenor or the biblical teaching on prayer.

In doing my research for this book, I came across some fairly negative reviews. Some I thought were good, others I thought went too far in their criticism. Nevertheless, before reading this book, I would recommend reading the positive and negative reviews of this book (for example on amazon.com) and thinking clearly about what this book is teaching. I urge caution and evaluation bases on biblical principles.

Book Recommendation

For the above reasons, I cannot recommend this book; I just have too many concerns. While I realize this is a popular book, we ought to fairly evaluate it before accepting it.

Some Links Evaluating This Book

(For these links see my blog)

1 of 1 people found the following review helpful.
The Circle Maker - Praying Circles Around Your Biggest Dreams and Greatest Fears
By Gregory A McCullough
This is one of those books that after you finish the first chapter, you say, "Why didn't I find this book sooner?". Mark Batterson's faith journey is inspiring, uplifting and should be required reading for all of us who've sometimes prayed without truly believing our prayers are heard by God and can be acted upon by Him. Our small group is studying the book with the benefit of Mark's DVD study guide. We love it! We think you will too!

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[X622.Ebook] Get Free Ebook The White Nationalist Skinhead Movement: UK & USA, 1979 - 1993, by Robert Forbes, Eddie Stampton

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The White Nationalist Skinhead Movement: UK & USA, 1979 - 1993, by Robert Forbes, Eddie Stampton

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When Feral House first published the award-winning Lords of Chaos: The Bloody Rise of the Satanic Metal Underground,�little was known about the "black metal"�genre of music, or how many of its members were involved in the murder of citizens, the torching of churches,�or its link to Fascist ideas.

We've all heard about the racist form of skinhead punk music, but little do we know of the groups involved, and how they got involved in right-wing political movements.

The White Nationalist Skinhead Movement is the first book to provide much more than mere photographs of the scene, documenting the bands,�their members, the releases, shows, and infamous events. Robert Forbes and Eddie Stampton can authoritatively speak of the movement, obtaining first-hand material from members of the scene.

This book covers both British and American bands, and even if you revile the movement, its ideas, and its music, this is an important piece of pop culture history.

Feral House's controversial Lords of Chaos has sold over one hundred thousand copies.

• Sales Rank: #1210026 in eBooks
• Published on: 2015-11-09
• Released on: 2015-11-09
• Format: Kindle eBook

Most helpful customer reviews

10 of 12 people found the following review helpful.
Pretty solid. It's more a history of the RAC ...
By ACAB
Pretty solid. It's more a history of the RAC scene and the bands involved than it is the skinhead scene. Although there are tons of first person/eyewitness accounts of gigs, everyday life as a skinhead, major fights etc. The history of Skrewdriver year by year is great. After all the endless books about the various different punk scenes that have popped up in the last decade, I was waiting for something about RAC. My only complaint is the last section about the American bands. It's almost an afterthought, only about 55 pages. Other than that, superb layout, great cover, loads of pictures, bands, flyers. Feral House is great, I have never been disappointed with anything they've put out. Thanks for having the balls to publish this.

6 of 7 people found the following review helpful.
Excellent book well researched
By Dave Roberts
Excellent book well researched, well laid out, so much information in it.I cannot recommend this book highly enough to anybody looking for a complete guide to the White Nationalist Skinhead movement.

2 of 5 people found the following review helpful.
White Power propaganda disguised as historical document.
By Damian La Peyre
Okay, firstly this book is very comprehensive and has a fair few surprises in who pops up in the white power scene.... Chubby Chris gets a few mentions and Close Shave played a fair few WP shows.....but this book is obviously very sympathetic to the WP cause and i found that quite uncomfortable and although the author does try to attempt to a sence of impartiality they are obviously fans and supporters of NS politics and worship Ian Stuart.....really disappointing. "white warriors...black scum blah blah blah".....

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[N148.Ebook] Free Ebook Chicano Politics: Reality and Promise 1940-1990 (Calvin P. Horn Lectures in Western History and Culture Series), by Juan Gόmez-Qui&ntild

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This political history of Mexican Americans analyzes and interprets the last fifty years in the movimiento. Written by a leading Chicano historian who spent many years as an activist, this study evolved from Juan G�mez-Qui�ones's participation and reflection.

Examined are the leaders and organizations that waged struggles for political rights as well as the evolution of their goals and strategies. Beginning in the 1940s, Mexican Americans viewed the advocacy process in party politics, coupled with the selected use of the courts, as effective means to redress problems. But by the mid-1930s, the persistence of discrimination, inequality, and poverty led many to question the so-called gains make through piecemeal reform. A new style of politics, based on wide mobilization and an insistence upon democratic rights, coalesced into an ethnic populism known as the Chicano movement.

Today, the Mexican American community in the United States remains committed to securing a more socially just life, But its political expression is often confused because, in the jumble of competing voices and self-serving conservatism, the true majority of the Mexican American community--the workers--are often overlooked and unheeded.

• Sales Rank: #1639750 in Books
• Brand: Brand: University of New Mexico Press
• Published on: 1990-07-01
• Original language: English
• Number of items: 1
• Dimensions: 9.02" h x .72" w x 6.02" l, .95 pounds
• Binding: Paperback
• 271 pages

Features

• Used Book in Good Condition

Review
"Juan Gimez-Quinones unfolds a story of bigotry endured and aspirations thwarted."

Juan Gmez-Quinones unfolds a story of bigotry endured and aspirations thwarted.

Gmez-Quinones sharply analyzes and interprets the past fifty years of the "Movimiento" . . . Anyone attempting to understand the unfolding political scenario of the 90s will find this an indispensable volume.

"Juan Gomez-Quinones unfolds a story of bigotry endured and aspirations thwarted."

"Gomez-Quinones sharply analyzes and interprets the past fifty years of the "Movimiento" . . . Anyone attempting to understand the unfolding political scenario of the '90s will find this an indispensable volume."

From the Inside Flap
How a new style of politics coalesced into an ethnic populism known as the Chicano movement.

From the Back Cover
This political history of Mexican-Americans analyzes and interprets the last fifty years in the movimiento. Written by a leading Chicano historian who spent many years as an activist, this study evolved from Juan Gomez-Quinones's participation and reflection.

Most helpful customer reviews

4 of 4 people found the following review helpful.
He gets strait to the point
By A Customer
This is how all books should be like. It's too bad high schools don't use books like this one. Gomez-Quinones doesn't sugarcoat anything in his book.

3 of 3 people found the following review helpful.
He tells it like it is
By A Customer
This book is written on facts. I highly recommend it to others.

0 of 0 people found the following review helpful.
Crap
By El Duende
Stunk...very narrow understanding of cultural and political change. Na�ve and under-written. Ken Burt did a better job and he is an outsider.

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[D654.Ebook] Free PDF 13 Bankers: The Wall Street Takeover and the Next Financial Meltdown, by Simon Johnson, James Kwak

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In spite of its key role in creating the ruinous financial crisis of 2008, the American banking industry has grown bigger, more profitable, and more resistant to regulation than ever. Anchored by six megabanks whose assets amount to more than 60 percent of the country’s gross domestic product, this oligarchy proved it could first hold the global economy hostage and then use its political muscle to fight off meaningful reform. 13 Bankers brilliantly charts the rise to power of the financial sector and forcefully argues that we must break up the big banks if we want to avoid future financial catastrophes.
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Updated, with new analysis of the government’s recent attempt to reform the banking industry, this is a timely and expert account of our troubled political economy.

• Sales Rank: #114405 in Books
• Published on: 2011-01-11
• Released on: 2011-01-11
• Original language: English
• Number of items: 1
• Dimensions: 8.02" h x .74" w x 5.21" l, .55 pounds
• Binding: Paperback
• 336 pages

From Publishers Weekly
Though this blistering book identifies many causes of the recent financial crisis, from housing policy to minimum capital requirements for banks, the authors lay ultimate blame on a dominant deregulatory ideology and Wall Street's corresponding political influence. Johnson, professor at the MIT Sloan School of Management, and Kwak, a former consultant for McKinsey, follow American finance's rocky road from the debate between Jefferson and Hamilton over the first Bank of the United States through frequent friction between Big Finance and democracy to the Obama administration's responses to the crises. The authors take a highly critical stance toward recent palliative measures, arguing that nationalization of the banks would have been preferable to the bailouts, which have allowed the banks to further consolidate power and resources. Given the swelling size of the six megabanks, the authors make a persuasive case that the financial system cannot be secure until those banks that are too big to fail are somehow broken up. This intelligent, nuanced book might be too technical for general-interest readers, but it synthesizes a significant amount of research while advancing a coherent and compelling point of view. (Apr.)
Copyright � Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

From Booklist
Johnson and Kwak are the coauthors of The Baseline Scenario, a leading economic blog that pulls no punches when criticizing current economic policy. Just when you thought we were past the worst of the financial crisis, they are here to tell us that another potentially worse meltdown looms ahead in the future, due to the fact that nothing has really changed in the way large financial institutions do business. After the failures of banks like IndyMac, WaMu, and Wachovia, there are now just a handful of banks left that control not only all the money but also the political influence to prevent the kind of reform that is needed to rein in the industry from indulging in the risk-taking practices that got us in trouble in the first place. The government has already set the precedent that these financial institutions are “too big to fail,” thus shifting all the risk onto the American taxpayer if and when the next financial crisis occurs. The authors propose enacting strong legislation that will effectively reduce the size and scope of our national banks and make them “small enough to fail.” --David Siegfried

Review

“An enticing vision of a Wall Street confined… a safer, saner system that has learned from its mistakes.”
—The Wall Street Journal

“A provocative prescription for avoiding a repeat of the panic of 2008 that brought the world to the brink of a second Depression.”
—San Francisco Chronicle

“Two of the sharpest critics of the financial establishment. . . . This book puts America’s banking system on trial.”
—Financial Times
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“[13 Bankers] holds an explosive idea: Wall Street has hijacked our government. And without a total overhaul, taxpayers will endlessly foot the bill for its sins.”
—Fortune
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“A well-documented appeal to embrace once again Thomas Jefferson’s skepticism of concentrated banking power.”
—The New York Times

“The best explanation yet for how the smart guys on Wall Street led us to the brink of collapse. In the process, Johnson and Kwak demystify our financial system, stripping it down to expose the ruthless power grab that lies at its center.”
—Elizabeth Warren, Professor of Law, Harvard Law School; and Chair, TARP Congressional Oversight Panel
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“Too many discussions of the Great Recession present it as a purely economic phenomenon. . . .�Simon Johnson was the first to point out that this was and is a crisis of political economy. His and James Kwak’s analysis of the unholy inter-twining of Washington and Wall Street—a cross between the gilded age and a banana republic—is essential reading.”
—Niall Ferguson, Professor of History, Harvard University; Professor, Harvard Business School; and author of The Ascent of Money
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“A disturbing and painstakingly researched account of how the banks wrenched control of government and society out of our hands—and what we can do to seize it back.”
—Bill Moyers
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“Essential reading for anyone who wants to understand what comes next for the world economy. Dangerous and reckless elements of our financial sector have become too powerful and must be reined in. If this problem is not addressed there is serious trouble in all our futures.”
—Nouriel Roubini, Professor of Economics, Leonard N. Stern School of Business, New York University; and Chairman of Roubini Global Economics
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“Beautifully written and powerful. Ties the current financial crisis to a cycle of politics as old as the Republic, and to a pathology in our politics that is as profound as any that our Republic has faced. Required reading for the President, and anyone else who cares for this Republic.”
—Lawrence Lessig, Director of the Edmond J. Safra Foundation Center for Ethics, Harvard University
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“Johnson and Kwak not only tell us in great detail how the crisis happened and what we must do to avoid another crisis, but they see the deeper political and cultural context that permitted carelessness and excess nearly to break the financial system and plunge us into a depression.”
—Bill Bradley, former U.S. Senator
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“A chilling tale of the dangers of concentrated economic, intellectual, and political power. Even if you do not agree with everything the authors have to say, this book makes it clear why ending ‘too big to fail’ and reforming the institutions that perpetuate it are essential for our nation’s future economic prosperity and, more fundamentally, our democratic system.”
—U.S. Senator Jim Bunning
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“This book is remarkable in its scope and conclusions. It places changes in financial services and the sector’s regulation over the last twenty years in the context of the last two hundred, and the comparison isn’t favorable. It’s the one book the President (and the Congress) should read.”
—George David, Chairman, United Technologies Corporation
�
“A timely, informative and important book. You may not agree with all the analysis but the issues so clearly discussed are real, current and vitally important. Financial industry reform must be undertaken soon; inaction, as the authors convincingly argue, would have dangerous consequences. This book explains it all and it’s great reading.”
—Lawrence K. Fish, former Chairman and Chief Executive Officer, Citizens Financial Group
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“As 13 Bankers makes lucidly and compellingly clear, the problem with Wall Street leads directly to the core problem of our democracy. American politics now feeds on money, and Wall Street is where the money is. Unless we separate money from politics, we’ll never be safe from another financial meltdown. In fact, we’ll never really be safe. Read this fine book and get to work.”
—Robert B. Reich, Professor of Public Policy, University of California at Berkeley; Former U.S. Secretary of Labor; and author of Aftershock

Most helpful customer reviews

262 of 276 people found the following review helpful.
A radical, but necessary proposal for revamping the banking and financial systems
By Todd Bartholomew
The desire to analyze the current economic downturn has prompted a deluge of books, most focusing on how to address present and future economic ills and some narrowly focused on individual players and institutions that played a key role in the financial collapse, while others explained the events that led us to this place. "13 Bankers" explains how we got here and more importantly comes up with ideas to prevent a recurrence in the future far more concisely than many others I've read. I could be easy to dismiss Johnson and Kwak's observations as being pessimistic, as makes a very damning indictment of the banking and financial sectors in their past and present conditions and a rather trenchant argument that if these problem are not addressed we likely face another imminent meltdown. The authors give readers a quick concise history of finance and banking in the United States, something that many Americans are woefully unaware of, that points out how banks and financial institutions came to garner so much power over the economy. While efforts have been made to regulate them to varying degrees those regulations have often proven ineffective or are too often enacted AFTER financial catastrophes, much our current situation. The authors rather persuasively argue that the "too big to fail" model and the bailouts of 2008 and 2009 were misguided, arguing that nationalization would have been the better route to go. They continue the argument that the forced mergers, such as Merrill Lynch and Bank of America, were mistakes and instead had created institutions that are now truly to big to fail. In some respects it almost sounds like a Teddy Roosevelt-era trust buster and his argument that these large institutions need to be broken up to diffuse their power certainly makes sense. They also point out the corrosive effect their political clout and donations carry with the political process, hindering further efforts at regulation.

Ultimately "13 Bankers is far more satisfying a read than some recent books on the subject such as The Road from Ruin: How to Revive Capitalism and Put America Back on Top, On the Brink: Inside the Race to Stop the Collapse of the Global Financial System, Rediscovering Values: On Wall Street, Main Street, and Your Street, and America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need. Yet the sad truth is that while the authors make a compelling argument for change the political establishment in Washington lacks the political will to break up these excessively large institutions. It wouldn't be good for THEIR business, which is getting reelected. While there are efforts afoot in Washington at reform none are as radical a surgery as proposed here, but suffice to say when the next financial catastrophe comes, and the authors argue it IS coming, there is unlikely to be any taxpayer/voter support for ANY bailout in ANY form. If anything "13 Bankers" made me mad as hell and against any future bailout, let alone continuing the current ones in place. What makes me madder still is that the politicians in both parties will likely never consider the radical proposal put forward here. It's a shame that it will take another financial crisis to get Congress and the Executive Branch to really act responsibly.

118 of 125 people found the following review helpful.
Painful History Well Told, and a Bold Prescription for the Future
By Great Faulkner's Ghost
13 Bankers takes us through he painful history of the financial crisis that brought us where we are today and that now makes it so hard to move forward. Simon and Kwak argue that absent reform, another bailout - a more costly bailout with even greater global consequences, millions of jobs lost, and a ruinous impact on our government budget - is unavoidable.

Many Americans apparently do not yet understand how much influence financial institutions have in Washington, DC. Banks used to answer to Washington and were once held accountable for their actions. That is no longer is the case. We have never had such a concentrated banking system in the United States and it's dangerous that so much of our financial future is wrapped up in the big banks.

But the book is not pessimistic. Simon and Kwak offer instances from our history when elected representatives took on concentrated financial power. Each time, most Americans initially did not grasp how the system works, and this proved a major obstacle to reform. But the political leadership was able to explain what needed to be done, and to persuade average Americans that the nature of power in and around the financial sector had become so great and so distorted that something major had to be done.

The book is not anti-finance, but it is very much against the way our biggest banks operate today. The book describes exactly what needs to be done so that what happened in 2008-09 will never be allowed to happen again. Let's hope the prescription works.

302 of 336 people found the following review helpful.
Useful, but not groundbreaking or controversial
By Aaron C. Brown
I'm jumping in here more to vote among the opinions already expressed than to say anything new. I mostly agree with Bruce Lasker. The book is a good straightforward history of how we got to this point in American banking, but is neither deep in its analysis nor strong in its recommendations. If the reviews had been split on this issue I wouldn't have bothered, but since its 9 to 1 against Mr. Lasker, I think it's worth making it 9 to 2.

The opinion in this book is all expressed through word choice. When the authors don't like an increase in lending it is "an orgy of lending." When they do, "banks responded with capital to support growth." People they disagree with "rant," while people they like "point out" or even "prove." But there's never any analysis to back up these opinions, they're painted onto what is basically a factual history. I happen to agree with more than half of their views, but if I didn't, I wouldn't have been convinced by this book. It doesn't help that everything is based on secondary sources, from which the authors take what they like and nothing else.

On the other hand, if you want a factual history, and either agree with the authors or are willing to ignore loaded words, this is an excellent choice. It's well-written, witty, up-to-the-minute and accurate. The opinions are never intrusive, and never foolish. They feel concentrations of banking power are dangerous, which is pretty reasonable, but they ignore the problems caused by the local corruption that grew up in its place. You learn about Jefferson, Madison and Jackson's principled objection to national banking, you won't learn about politicians anxious to create local bank monopolies for their friends and associates, restraining competition in order to maximize profit and control local economies.

You'll learn how deposit insurance and limits on deposit interest reduced bank failures for 50 years, but not how it destroyed middle class savings when high inflation combined with low legal ceilings on interest; you also won't see the terrible customer service that existed until a "shadow" banking system made an end run around the regulations and offered ATM's, high-interest money market accounts, 24-hour-banking, automated deposits, Internet banking and other innovations (when I started working you got a paper paycheck every two weeks that you had to take to a physical bank on your lunch hour as they were open only 9 to 3 on weekdays and the tellers took the same lunch hour as the office workers so you didn't eat lunch on payday, no food allowed in the bank). Sneaky overcharging and predatory lending loom large in this book, with no hint of the advantage to customers when fixed commissions were smashed or companies were forced to improve accounting disclosure.

Wall Street is always the villain, local banks that lend only to their boards of directors and pals and support the local political machine, are whitewashed. The entire S&L crisis is blamed on Wall Street sharpies taking advantage of sleepy local bankers, you won't hear that virtually the entire loss was from commercial lending by oil-patch banks whose strong political connections ran through Texas, not New York. You'll read how Wall Street money flooded into Washington in campaign contributions and lobbying, you won't read about extortion from politicians introducing legislation to expropriate people's financial businesses unless they paid up. You also won't read about the constant movement of financial innovators to get away from the whole messy business of power politics, organizing off-shore, using private vehicles and leaving regulated businesses to come up with better solutions. It's always politicians trying to draw these into the regulatory framework, where they are forced to render unto Caesar, it's not financial innovators lining up to buy political backing for their ideas. Even the harm done by the gigantic financial institutions built entirely by Washington is blamed on Wall Street, not Washington.

I'm not defending Wall Street here, just pointing out there are two sides to the story. Wall Street, and more generally global financial innovation fighting entrenched local traditional practices, has done both good and bad. Mostly it does things that some people will consider good and others will consider bad. The one point of strong agreement I have with the authors is that a system of crony capitalism grew up, and led to a lot of our current problems. Personally, I would attack all crony capitalism, not just financial, as killing it in one place just tends to encourage it to spring up in another. We have crony defense contractors, medical companies, agribusinesses among many others. I grant that financial cronies are more dangerous than the others (except maybe defense contractors) but they are more alike than different. And the fundamental reform has to be political. If someone is handing out government money, it's pointless to outlaw taking it, because someone will always find a way to break the law, and then repay the giver. Stopping the handout is the point.

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[I779.Ebook] Free PDF Fun in the Sun, by David Catrow

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A hapless dog frolics in the sun and sand on a perfect beach day. It's fun in the sand, but now there's sand in his lunch and sand in his suit. Time for a dip in the water! The dog splishes, splashes, and rides the waves; it's fun in the water too. As the sun goes down, he flies a kite with new friends. Fun in the sky! But did he remember sunscreen?

David Catrow's zany illustrations make this dog's day in the sun anything but ordinary.

• Sales Rank: #663188 in Books
• Published on: 2016-01-30
• Original language: English
• Number of items: 1
• Dimensions: 9.80" h x .20" w x 7.80" l,
• Binding: Paperback
• 32 pages

From School Library Journal
PreS-K—On a sunny morning, a pudgy rabbit packs up to go to the beach. He boards the bus with his pet goldfish, taking an overstuffed picnic basket and his beach umbrella. The quirky cast of characters on the bus, including a man in a silly hat and a tall, frisbee-throwing dog, is also headed for a day of fun in the sun. When they arrive, the sand is swarming with beach-goers, but the bunny manages to find a good spot. He enjoys a sand-filled lunch ("crunchy and good") and takes a dip in the sea, riding the waves with his goldfish. In the water, Fish befriends an affable octopus, who joins the goldfish in his little glass bowl. The rabbit and his friends fly kites, having "fun way up in the big blue sky." Finally, when the sun sets in a blaze of violet and gold, the beach-goers head for home. The straightforward text is augmented by Cartrow's uproarious watercolor and pencil illustrations. The exaggerated, somewhat startling facial expressions of the rabbit and his fellow sun worshipers, along with comical background details, enhance the easy-to-read story. VERDICT This madcap summer adventure will guarantee a fun-filled storytime.—Linda L. Walkins, Saint Joseph Preparatory High School, Boston, MA

About the Author

David Catrow's favorite subject in school was math. Why? Well, Mr. Hirsch's class was where Catrow did some of his best drawings! Catrow's zany illustrations have illuminated over 30 books for kids, and his editorial cartoons are syndicated in more than 900 newspapers in the U.S. and Canada. Not bad for someone who started out as a pre-med major at Kent State and later worked as a paramedic for ten years. During this time Catrow also worked as a freelance artist for the Cleveland Plain Dealer and the Akron Beacon-Journal. Art finally emerged as his definitive career, and he's never stopped since.

Most helpful customer reviews

0 of 0 people found the following review helpful.
Wonderful illustrations make this book stand out!
By Emma Craig
This book has such wonderful illustrations that it deserves special mention - they're playful and whimsical and humorous, for both child and adult readers. The story is a simple one about a fun day at the beach, but the accompanying drawings are what make this story pop. Definitely one to check out!

0 of 0 people found the following review helpful.
Very Cute And Enjoyable Story
By TripleDena
Adorable illustrations with so much to look at and discuss. A short, simple book but the illustrations make it really fun to read to children. My 4 and 6 year olds loved it.

0 of 0 people found the following review helpful.
Love David Catrow work!
By Tom Feddor
Love David Catrow's books! One of my favorite children's writers. The artwork is magnificent, very unique, cheerful, quirky - perfect for children of all ages!

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• Published on: 1900
• Binding: Paperback

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• Sales Rank: #4352270 in Books
• Published on: 2009
• Binding: Paperback
• 178 pages

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